February 2016 | Read Online



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President's Message

“I think you’ll find a different caliber of financial planner.”

A few years ago, a friend and mentor of mine listened politely to me, in his office, as I complained about what I perceived was the state of our industry. At the time I felt that our industry was rich in rhetoric, but lacking in practicing true ethics and integrity.

Past President Glenn Woody softly chuckled and in his Texan way said, “You know, Wil, I can appreciate that. Tell you what, you ought to come down to a meeting of the Financial Planning Association, I think you’ll find a different caliber of financial planner there.”

Could there be? Could there be financial planners who took integrity seriously?

I came to the next meeting and almost as soon as I sat down for the first time, Glenn slapped me on the back and said “What are you doing sitting down? Get involved!”

I’m ecstatic to be involved. I’m ecstatic to share my passion about true financial planning and its worth and value to our community. I’m ecstatic to be ENGAGED in our chapter; ENGAGED with first-time visitors; ENGAGED in our profession; ENGAGED with our neighbors in our community; ENGAGED with our government leaders; ENGAGED with those in search of Pro-Bono education; ENGAGED with our youth; ENGAGED with you, my friends!

I found that different caliber of financial planner Glenn was talking about. They’re the 270 faces surrounding me at our Quarterly Education Meetings, and the 540 total members in our chapter. They’re the many dozens of financial planners who volunteer at OC Financial Planning Day and at events across our county. I found friends whose spark and enthusiasm are infectious.

And now that I’ve found you, and you’re exactly what was promised, I want to share.

And I want you to share your passion by becoming ENGAGED this year.

We average about 30 first-time guests each meeting. Thirty people have made the intimidating first step of their own volition. You know what helps them the most? “Good morning! I’m Wil, glad to meet you!” Let’s ENGAGE!

We met with numerous government officials last year and we’re looking to meet with many more this year. They were all very receptive and looking for how to better their community. We can help! Let’s ENGAGE!

We had an awesome Allied Professionals Summit, and we’ll do it again this year. CPAs, attorneys and more are coming to us to learn more about our industry. Let’s ENGAGE!

I’m so excited to have joined such a spectacular chapter, and I’m honored to have been called to lead this year. We’re a different caliber, and I’m proud of that. Now let’s show our community, our neighbors and our friends what the Financial Planning Association of Orange County can do by engaging them at every level!

Wil Smith, CFP®
FPAOC President 2016

Upcoming Events

NexGen Mixer

Date: Wednesday, February 10
Time: 5:30 pm - 7:30 pm
Location: JT Schmid’s Restaurant and Brewery
The District, 2415 Park Ave, Tustin, CA 92782

Cost: $10 Appetizers and first beverage are included. Parking is free.

Whether you are a student, new graduate, or new to the profession, NexGen is for you! We are gathering both veteran members and new interests in February to network and plan future NexGen events.


2016 Quarterly Meeting Pass

ORANGE COUNTY MEMBERS ONLY -- Purchase a 2016 Quarterly Meeting Pass for only $80! Pass includes 4 Quarterly Meetings and a free Mixer of your choice. That is a potential savings of up to $30!

Quarterly Meeting Pass-holders are still required to register (at no charge) for each Quarterly Meeting to allow for catering and printing. Passes are only available until February 17, 2016.


February 2016 Quarterly Meeting

Date: Wednesday, February 17
Time: 8:30 am - 4:30 pm
Location: UC Irvine Student Center Pacific Ballroom

Cost: $25, $150 Non-Members, and FREE for first-time visitors
Lunch and parking are included
5 CFP CE and 5 CPA CPE are anticipated.

Scheduled speakers include:

  • Randy Gardner, JD, LLM, MBA, CPA - 2016 Tax Issues and Planning Strategies
  • High Tech Lending - A Missing Piece of the Financial Retirement Puzzle
  • Sharon Lacy , CFP®, CPWA® - Social Security Optimization - Understanding the Rule Changes
  • Charles “Chuck” Self and Greg Moerchen - Retirement Plan Fiduciary Responsibility Panel
  • Erin Elizabeth Wells, M.Div., CPO, - End Every Day Feeling Productive & Awesome: Four Simple Steps to Eliminate Your Overwhelm

FPAOC Members – Use the new 2016 Quarterly Meeting Pass to register!




Advocacy Day in Sacramento

Date: Tuesday, March 8
Location: State Capitol, Sacramento

FPA of California invites you to join the third annual FPA of California Advocacy Day. Meet your fellow FPA members and FPA national staff at the Embassy Suites near the Capitol and Riverwalk for a hosted breakfast and orientation. From there go to the Capitol to engage in conversations with State Senators and/or Assembly Members to introduce the Financial Planning Association to them, how our members can help their constituents, and the issues that matter to our profession.

Email Janet Larsen, FPAOC Advocacy Chair, for more information


View More Events


Chapter News

Welcome 2016 Board of Directors

We welcome the FPAOC 2016 Board of Directors:

Board Chair - Andi YH Kang, CFP®, CAP®
President - Wil Smith, CFP®
President Elect - David K. MacLeod, CFP®, CFA
Treasurer - Jacqueline S. Zweig, CPA, CFP®
Secretary - Bonnie S. Stramer, EA, MBA, CFP®
Advocacy Chair - Janet L. Larsen, CFP®, APMA
Allied Professionals Chair - Maria Kutscher, CFP®, CFA®, CRPC®, AAMS®
Communications Chair - H. Robert Welge, AAMS®
Membership Chair - Meghan Coolbaugh, CFP®
Partners Chair - Scot A. Shier, CFP®, CFEd®
Pro Bono/Community Outreach Chair - Aileen Lau Danley, MBA, CFP®
Programs Chair - Ryan Price, CFP®, ChFC, CLU, CRPC, AWMA
Public Relations Chair - Kelly MacRae, CFP®
Volunteer Development Chair - Colin Kilpatrick

Thank you for stepping up to lead!


FPAOC Wins Awards at National Conference

Our chapter proudly accepted two Outstanding Achievement Awards at the FPA Chapter Leaders Conference in Denver in December. The first award recognizes the chapter for the I AM FPA of Orange County video which highlights our chapter’s purpose and members and has been used to grow our chapter membership. The second award recognizes the chapter’s strong relationship with the California State Controller’s Office and how we successfully linked their 2014 Manage Your Money Week with our Orange County Financial Planning Day.


Volunteer of the Year

Congratulations to Karmen Younes, FPAOC’s Volunteer of the Year for 2015! Karmen helps our chapter in a number of key areas. She is active in our Pro Bono/Community Outreach Committee and has played important roles planning, promoting, and coordinating events for the Illumination Foundation, Mercy House, and our own Financial Planning Day. She has a reoccurring role on our Programs Committee, managing the A/V for our partner and speaker presentations and working as a speaker wrangler. For our Public Relations Committee, Karmen is working to bring our social media up to date, strategically increasing our presence in the financial planning community and helping to grow our membership. For her involvement in FPAOC, Karmen was also awarded a 2015 Keir FPA Scholarship. Congratulations, Karmen!


Volunteer of the Quarter

Congratulations to Kevin Henss, our Volunteer of the Quarter! Kevin is a longtime volunteer and past board member who is appreciated for always helping out when needed. Kevin’s wise guidance helped map the chapter’s communication efforts, and he still is active on the Communications Committee. Thank you, Kevin, for all of your hard work!

Member Highlights

New Members

Name Joined City Company
Ajay Setya October Irvine
Christine Turner October Santa Ana Ferree & McCarthy
Marc Minassian October Newport Beach Irvine Company
Thomas O'Sullivan October Newport Beach Fidelity Investments IWS
Shannon Leonard October Ladera Ranch Millennium Settlement Consulting
Bette G. Tydings October Lake Forest Tydings & Associates
Jay Richardson, CFP® October Los Angeles Wilmington Trust, N.A.
William Carolan October Huntington Beach
Ashley Bleckner, CFP® October Newport Beach RS Crum, Inc.
Andrew Ehrlich, CFP® October Laguna Niguel Ameriprise Financial
Laurel Mann, CFP® October Costa Mesa Waddell & Reed
Nahid Townsend October Irvine MetLife
Robert Pagliarini November Mission Viejo Pacifica Wealth Advisors
Emily Balmages, CFP® November Newport Beach The Tarbox Group
Lee J. Hinson, CFP® December Newport Beach Hinson Financial Group, Inc.
Randall Boll, CFP® December Irvine Pacific Advisors
Mike Pollgreen December Huntington Beach
Don Douglas Hilario, CFP® December Irvine Hilpan Moxie Wealth Management, Inc.
Carin Carrillo, CFP® December San Clemente


Member Anniversaries

Name Company Years
Robert Penney Retired 30
Pierre Ngo Advanced Financial Strategies 25
E. Ann Davidson E. Ann Davidson, CPA, CFP 20
Mark Rooney AXA Advisors 20
Craig Cross Halbert, Hargrove Global Advisors, LLC 20
Aimee Calderon Eclectic Associates, Inc. 15
Terry Ives Executive Financial Advisors, Inc. 10
Derek Pantele Tellone Financial Services, Inc. 5
Jenice Carter Citi Private Bank 5
Christine Soresi Life Legacy Advisors, Inc. 5
James Curtis James Curtis Financial and Insurance Services 5
Carlos Guaman El Triunfo Corporation 5

Pro Bono/Community Outreach

Community Outreach Girl Scout Event

FPAOC Community Outreach volunteers helped at the first event for 2016 by supporting WISE®, Women Investing in Security and Education®, sponsors for the Girl Scout 4th Annual Cookie Rally at UCI’s Bren Event Center on January 10th. Six FPAOC members participated in educating over 1,000 young girls on making financial goals and planning ways to achieve them.

Thank You To Our Partners

Orange County Register – FPAOC Media Partner

FPAOC is proud to partner with Orange County Register. The Register played a huge role in 2015 helping us advertise the Allied Professionals Summit and Orange County Financial Planning Day. They are offering discounts to our members on new subscriptions and advertising rates, and have opportunities for members to partner with them on educational seminars. See the Member Discount page on our website for more information.