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FPA Orange County



May 2014


2014 – A Year of Promise and Responsibility

It is a pleasure to report to you the progress of the chapter so far in 2014.  Let me start by congratulating our Membership Committee chair, Balaji Rao, for his diligent work in promoting our chapter to the financial community. As a result, our membership roster just topped 500 members, at 502!  This represents 33 net new members so far this year.

Let me continue by mentioning our Programs Committee chair, Julie Bray, and her efforts on maintaining our high standard of the Quarterly Education Meetings (QEM). Our first meeting in February had excellent attendance with about half of the active membership present. The participation rate of our membership in the QEMs and the myriad of other chapter activities (see our website, FPAOCC.org) is known throughout FPA’s 93 chapter network as among the highest, if not THE highest in the country. New this year is a chapter dinner on the eve of the QEM, held at the Center Club, during which we host the speakers who will be presenting at the QEM. We are grateful to our board, past presidents and program committee members who are helping form this new concept.

Furthermore, our Public Relations Committee chair, Daniel Sands, has enthusiastically undertaken a bold program to reach out to our two audiences, the financial community and the financial planning and investing public. We will be building, over the coming months, a coordinated social media capability targeted toward our two audiences. Watch for more details as we progress.

Our Allied Professionals Committee chair, Robert Antonio, is busily engaged in preparing for our annual Allied Professionals Summit on Wednesday, October 22nd, at The Pacific Club. Reserve this date and bring a guest at a discounted price. We are fortunate to have Dr. Christopher Thornberg, of Beacon Economics, as our keynote speaker. Dr. Thornberg is one of California’s most notable economists, widely quoted among all of the media outlets, including the Wall Street Journal, NBC, and CNN.  Further details will be available at the May 21st QEM.

Our Community Outreach/Pro Bono Committee chair, Wil Smith, has got his committee firing on all cylinders preparing for Financial Planning Day on Saturday, October 18th, at the Huntington Beach Library. This is a reinstituted effort during Financial Planning Month to present financial planning to the public, including the business community. The keynote speaker will be former USC and Rams head football coach, John Robinson. We are looking forward to welcoming Coach Robinson.

Our chapter administrator, Carol Bobke, is the “glue” that holds us together and makes our work more efficient. No chapter comments should leave out mentioning her wonderful work and devotion.

None of our work could be accomplished without volunteers who believe in our mission of “advancing the financial planning profession” and “advancing the CFP® mark.” The volunteer effort is headed by our Volunteer Development Committee chair, Aileen Danley. There are numerous opportunities to contribute to our work and to “Do One Thing” to advance our profession. Please step forward to do your part; you can make your availability known by contacting Aileen at [email protected] and/or visiting us at the Volunteer Development table at the May 21st QEM. If you haven’t registered for the May 21st event at the UCI Student Center, register now!

Best regards,

Howard Erman



Quarterly Education Meeting

Date: Wednesday, May 21, 2014

Our next meeting will be on Wednesday, May 21, from 8:30 am to 4:30 pm, at the UCI Student Center. This meeting will include 4.5 CE for CFP® Professionals, 4.5 CPA CPE, and 1.0 CA Insurance CE.

Scheduled Speakers:

  • Mary Beth Franklin, CFP®, Contributing Editor, InvestmentNews
    Secrets of Social Security
  • Todd Macaluso, Sales Director, United Healthcare Medicare and Retirement
    Medicare Made Clear For Advisors
  • Kent Noard, EA, CFP®, Principal, KLN Financial Group
    Taxocology: It’s Not What Your Client Earns; It’s What Your Client Keeps!
  • Amy Mullen, Vice President, Money Quotient
    Closing the Generation Gap: Insights and Strategies for Building Effective Communication
  • Caleb Brown, MBA, CFP®, Partner, New Planner Recruiting
    Positioning Your Firm to Succeed in the War for Talent

Other offerings will include an FPAOC Community Fair during lunch and a special late-afternoon session,
NexGen Presents: Career Development with Caleb Brown.

To register for the Februray Quarterly Education Meeting, click the button below:

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Mark your calendars for all our upcoming Educational Meetings
  • August 20, 2014
  • November 19, 2014

NexGen Special Event

NexGen presents: Career Development with Caleb Brown

Date: Wednesday, May 21, 2014
Time: Immediately following the FPA Quarterly Education Meeting from 4:30-6:00 PM
Location: UCI Student Center.

Caleb Brown, speaking at May’s Quarterly Meeting and Special NexGen Session

Looking for a career in financial planning? Caleb Brown, co-founder of New Planner Recruiting, is an expert in helping new planners get started on the right foot towards a successful career path in the financial planning profession.

  • Do you know what type of firm you are best suited for?
  • Unsure about what licensing and designations you need?
  • Not sure what questions to ask potential employers?
  • Want tips on how to pass the CFP® exam, improve your resume, and transition into the profession?
  • What are the common benefits and compensation a new hire should expect?

This is a great opportunity to gain real insight on what it takes to succeed in the financial planning profession. Students are encouraged to attend!

Free admission and parking (at the parking structure, tell them you are attending the FPA event)

The NexGen community is for young planners and those who are new to the profession. NexGen strives to: provide members with a network that serves to support, advise and encourage one another in our professional advancement; promote, foster, and direct programs that aid in passing the baton; and explore issues common to younger planners

Allied Professionals Mixers

Dates: Wednesday, May 14, and Wednesday, July 16
Time:  5:30 - 7:30 PM
Location: JT Schmid’s Restaurant and Brewery in Tustin

The weather's warming up, and we have the perfect after-work events for you! Allied Professionals Mixers bring together the best of FPAOC. Come meet other professionals who can help you bring your practice to a whole new level. Our Allied Professionals community includes CFP® Professionals, Enrolled Agents, CPAs, Chartered Financial Analysts, attorneys, investment professionals, bank executives, trust professionals, and other business leaders.

The cost for this event is $15.00.  Registration includes appetizers and a beverage. 

for May 14 Mixer

for July 16 Mixer

FPA Online Media Training

Date: June 5, 2014
Time: 1:00-2:30 PM Pacific Time

PR Committee members Patricia Heaton
and Dan Sands

FPA is hosting all-member virtual media training. These special quarterly trainings are open to all members! FPA members who are CFP® professionals and attend this media training program will be able to participate in FPA media queries that are sent daily. Each 90-minute media training program, conducted by FPA Director of Communications Ben Lewis, covers the essentials in working with journalists, including:

  • How to pitch story ideas to reporters
  • What you need to do to prepare for interviews
  • How you can improve interview performance
  • The tactics for ensuring you maintain a great reputation with reporters
  • Representing FPA and the organizational messages
  • And much more!

The next training date is from 1:00-2:30 PM Pacific Time.

Click here to sign-up for the free FPA virtual all-member virtual media training and to see a list of future dates. You will receive a confirmation email and login details one week before the training.

June and July Chapter Discussion Groups

Join planners and other financial professionals in your area at one of our Chapter Discussion Groups designed to promote collaboration on topics that matter to you: practice management, case studies, client issues, technology, matters in the news, and more.  

Groups will be meeting from 12:00-1:30 PM in Irvine and South County. Invite your colleagues and bring your lunch!

  • Irvine Discussion Group will be held June 11 and July 9 at Signature Resources, 2601 Main Street, Ste. 700, Irvine, CA  92614.
  • South County Discussion Group will be held June 12 and July 10 at Annette Di Bello Kelly’s office, 9870 Research Drive, Irvine CA  92618.

Advisors in Transition

Date: Wednesday, June 18, 2014
Time: 5:30 - 7:30 PM
Location: Brown & Streza Training Room
40 Pacifica, Suite 1500, Irvine, CA  92618

AiT welcomes David Keligian, partner with Brown & Streza LLP. David’s practice emphasizes counseling closely held and start-up business ventures and their founders. He will join us to compare and contrast issues specific to succession planning for financial planners versus other types of businesses. He will identify and discuss some of the key issues and provide solutions.

The cost for this event is $10.00 which includes parking and refreshments.

Click here for more information.

The Advisors in Transition community addresses the needs and interests of FPAOC members contemplating changes in the ownership, structure and oversight of their practices. More specifically, this community includes advisors in the process of establishing independent practices, considering retirement or ownership transfers, addressing internal and external successions or looking to grow their businesses for future transitioning to the next generation. We invite you to come join us.

NexGen & AiT Mixer

Date: Thursday, July 31, 2014
Time: 5:30 - 7:30 PM
Location: JT Schmid’s Restaurant and Brewery
2415 Park Avenue in Tustin

This combined event is a unique opportunity for experienced planners and those newer to the profession to network, share experiences, and learn from each other. Join us and bring your business cards to participate in our drawing!  

The cost for this event is $10.00. Cost includes one drink and appetizers. Parking is free.

Click here for more information.

NexGen National Event

Connecting with Community, Connecting with Clients, Connecting with Self

Join the best and brightest minds of the next generation of financial planners at the annual FPA NexGen Gathering, June 20-22, 2014 at Augustana College in Rock Island, IL. This event provides an opportunity to discuss hot topics and trends facing the future of the financial planning profession and a chance to get to know your peers, colleagues and the FPA leadership in an intimate and free-flow setting.

Financial planning thought leaders, Joe Pitzl, CFP® and Bob Veres, will be facilitating the event! See the schedule of events for sessions they hand-picked that will provide you with the best tips and tools to succeed in your career. Click here for more information.




5/14/2014 5:30 PM-7:30 PM Allied Professionals Mixer @ JT Schmid’s (Tustin)
5/21/2014 8:30 AM-4:30 PM Quarterly Education Meeting at UCI Student Center
5/21/2014 4:30 PM-6:00 PM NexGen Presents: Career Development with Caleb Brown
Following Quarterly Education Meeting at UCI Student Center
6/05/2014 1:00 PM-2:30 PM Virtual Media Training
6/11/2014 12:00 PM - 1:30 PM Discussion Group – Irvine
6/12/2014 12:00 PM - 1:30 PM Discussion Group – South County
6/18/2014 10:00 PM - 11:00 PM Speaker Brainstorming Meeting for 2015
(Members Only - Watch your email for more information.)
6/18/2014 5:30 PM-7:30 PM Advisors in Transition Meeting
6/20/2014- 6/22/2014 NexGen Gathering – Connecting with Community, Connecting with Clients, Connecting with Self
7/9/2014 12:00 PM - 1:30 PM Discussion Group – Irvine
7/10/2014 12:00 PM - 1:30 PM Discussion Group – South County
7/16/2014 5:30 PM-7:30 PM Allied Professionals Mixer at JT Schmid’s in Tustin
7/24/2014 6:30 PM-8:30 PM Volunteer Appreciation Event
(Watch your email for more information.)
7/31/2014 5:30 PM-7:30 PM NexGen & AiT Mixer at JT Schmid’s in Tustin
8/20/2014 8:30 AM-4:30 PM Quarterly Education Meeting at UCI Student Center
10/18/2014 TBD Financial Planning Day – Huntington Beach Library
10/22/2014 TBD Allied Professionals Summit – The Pacific Club
11/19/14 8:30 AM-4:30 PM Quarterly Education Meeting at UCI Student Center





Volunteer of the Quarter

Our Volunteer of the Quarter is Karmen Younes. Karmen is a member of several committees: Education, Pro Bono/Community Outreach and Public Relations. If you attended the February education meeting you saw Karmen making sure all the technology was running smoothly. As a member of the Education committee, she is also one of our speaker wranglers. She works with a speaker from getting the contract signed to assisting the speaker at our meeting. For Public Relations, she is liaison to the Pro Bono/ Community Outreach committee. As such, she insures that Public Relations is aware of the needs of the Pro Bono committee. She has taught classes to individuals at Mercy House and is very involved in the preparations for October’s Financial Planning Day. Thanks, Karmen, for all you do for the FPAOC!

FPAOC President, Howard Erman, and
Volunteer of the Quarter, Karmen Younes



Committee Spotlight: Pro Bono/Community Outreach Committee

Wil Smith, Pro Bono/Community Outreach Committee Chair

PRO BONO MISSION: The FPA pro bono programs are aimed at assisting individuals and families who are “underserved,” that is, those who need financial planning but lack the means to engage a financial planning professional on a commercial basis. Qualified underserved clients are further defined as those whose low income and lack of assets make them potentially eligible for public assistance. Pro bono financial planning advice is provided to qualified clients free of charge, with no sales or promotion of any products or services.

OUTREACH MISSION: The FPA community outreach programs are aimed at assisting individuals and families who do not qualify as "underserved," yet we recognize they also have a need to access financial planning education and tools.

The focus of Pro Bono/Community Outreach for 2014 is:

  • Working with Mercy House by offering financial education to transitional living residents over a period of three months.
  • Providing financial training for college-bound students who have been accepted into a program sponsored by the Simon Family Foundation.
  • Financial Planning Day – to be held October 18th at the Huntington Beach Library

If you are interested in joining this committee, please contact Aileen Danley, the Volunteer Development Committee Chair.




FPA Residency Program
Intensive Client-Centered Training

Receive CE Units or work experience from the CFP Board and learn best practices from national FPA leaders.

This six-day program, taking place at the scenic UCLA Lake Arrowhead Conference Facility in Southern California, October 12-17, 2014, provides you with the hands-on training and resources needed to build the professional skill sets necessary for creating and maintaining lasting client relationships. With the program taking place at this serene location, you are relieved of the distractions that may come with other professional development programs – ensuring the best return on a valuable investment, and providing an environment in which you can engage and grow confident in your ability to create meaningful relationships while also using your knowledge of the financial planning process.

Space is limited! Enrollment deadline is September 3.

Or contact us:
Francine Berg, program representative
[email protected]

UC Irvine Extension


Thank you to all our 2014 FPA of Orange County Partners! Their dedicated involvement allows our chapter to provide high quality quarterly education meetings.  Make sure you stop by the partner’s tables at the May meeting and let them know how much they are appreciated.   If you have a company you would like to refer, please contact Scot Shier at (949)770-7555 or [email protected].





Name Joined City Company
Ryan Niedbalski, CFP® January Long Beach Bryson Wealth Management
Andrew Evans, CFP® January Irvine MetLife
David Le January Irvine  
Brandon Arnold, CFP® January Anaheim Edward Jones
Luke Achay, CFP® January Irvine MetLife
Dilip Shah January Cerritos  
Vanessa Pearson January Long Beach Pearson Wealth Management
John Schannep January Orange  
Eric Hatfield, CLU, ChFC, CLTC January Sherman Oaks Hatfield Insurance & Fin. Services, Inc
Brandon Jansma January Irvine Prudential
Ryan OKane January Tustin ARBOR Financial Group
Sonal Sahai January Irvine Emulex Corporation
Fay Kashanchi February Irvine PrimeLending
Eric Ludovico February Costa Mesa Waddell & Reed
Kurt Biederman February Brea Biederman Enterprise
John Cross February Mission Viejo Cal State, Fullerton
Zachary Hagen, CFP® February San Clemente ZH Wealth Management, LLC
Dennis Dyson February Long Beach  
Michael Lambrakis February Newport Beach Beacon Pointe Advisors
Gina Lara CFP® March Irvine Robertson, Griege & Thoele
Anh Tran March Irvine Modern Wealth Advisors
Colin Kilpatrick March Long Beach Kilpatrick Financial Group
Monica Singhania March Irvine  
Kaelyn Serna March Irvine  
Michael Greim March Costa Mesa  
Valerie Soubra March Irvine Willis Personal Lines Insurance Services


Name Years Company  
Alan Brodie 30 Alan Brodie Associates  
Scott Walker 30 Walker Financial Advisors, Inc
Howard Townsend 25 Townsend & Townsend  
Chris Baker 25 Baker & Associates  
Thomas Thorkelson 25 Massachusetts Mutual  
Maria Kutscher 20 Allovest Advisory Services, LLD  
Cherie Jones 10 Transamerica Financial Advisors  
Geoffrey King 10 King Financial Group  
Carl Lachman 10 Eclectic Associates  
Kerry Michael Finn 10 Fiduciary Trust International of California  
Kevin Winters 5    
Harmon Kong 5 Iwamoto Kong  

Current Membership

We have 502 current members, and we are on our way to our goal of 555! Help us reach our goal by inviting your colleagues to join too. Referring colleagues can be rewarding through the Member-Get-A-Member program.  Refer your colleagues and:

  • You will receive $25 off your renewal dues for each referral who joins;
  • Your referrals will receive @ $25 off their membership dues when they join;
  • Members will receive special recognition in FPA publications and at FPA events and conferences

For specific rules and more information, click here

Additional membership information can be found at


FPA Orange County

One Thing Leads to Another... Get involved and make a difference! If we all just did ONE THING, imagine the impact we can have on our Chapter and on shaping our profession!


Here are some things you can do to help:

  • Like to Party - decorate and add special touches to our holiday volunteer appreciation event.
  • Identify unique opportunities/locations for volunteer appreciation events.
  • Musically inclined – chime to signal session start times at the Quarterly Education Meetings.
  • Plan signage needed to guide guests at Financial Planning Day at the Huntington Beach Library.
  • Contact local legislators as part of Government Relations’ efforts to promote financial planning.
  • Communicate with several corporate partners in the months leading up to our Allied Professionals Summit to ensure logistics go smoothly and they have a positive experience.
  • Welcome new chapter members through phone calls and emails.
  • Give input to and assist in planning events to support NexGen chapter members.

If you are interested in getting involved with the FPAOC, please contact Aileen Lau Danley, Volunteer Development Chair.




Financial Planning Association® and Foundation for Financial Planning Partnership

The Foundation for Financial Planning and the Financial Planning Association® (FPA®) believe that financial planning matters and have partnered since 2001 to connect the financial planning communities to those in need.

As a strategic partner with FPA, the Foundation for Financial Planning manages FPA's pro bono outreach activities. The Foundation works with local FPA Chapters to reach underserved populations and provide ongoing guidance and support to chapter leaders and members for pro bono financial planning outreach activities.

Sign Up for Military One-on-One Pro Bono Opportunities!

Military Pro Bono Opportunities

Thanks to dedicated volunteers and FPA Chapters we are now connecting more financial planners with underserved populations to provide pro bono financial planning advice.

We need additional volunteers to support our military outreach efforts. Please click the sign-up links below for more details.

Frequently Asked Questions

Q: Can I volunteer and support a veteran that does not live in my community?
A: Yes, you can volunteer remotely through video conferencing.

Q: Can I volunteer without an account?
A: Yes, you can sign-up to volunteer without an account.

Contact us directly at [email protected], if you have questions or need additional information.




FPA Membership Monthly Payment Option

FPA is pleased to offer a valuable new service which will allow members of FPA to split up their dues payment into 12 equal monthly installments.

How do I sign-up for the monthly payment plan option?
The online payment plan option may be selected on the application form (online or paper) when joining FPA or during your regular renewal period for existing members. Please note that this option is only available for payments with a valid credit card.

Is there a processing fee for this service?
To cover the administrative and processing fees for the monthly payment option, FPA will charge a nominal $2 fee each month when it debits the member’s credit card.

For more information, click the button below:


Would you like a financial planning internship? Does your company need an intern?

FPA Orange County sponsors a very active internship program for both interns and employers. Individuals who would like to experience working in a financial planning office or those who are seeing if the profession is a good fit can sign up to be an intern. Planners who seek occasional extra help or who might be looking to see how a potential new employee might work out can utilize the services of the intern.

Internships last for approximately ten weeks. Interns need to be able to work at least 10 hours per week to be able to get a good understanding of how a firm functions.

The FPAOC Internship Program has been an ongoing success in our chapter for many years. Both interns and employers have great results. Contact Linda Barlow for more information.


Classifieds Space Available

Have a job opening? Looking for a new career opportunity? Our FPAOC website has a Classifieds Page available for use by our members. We can help you advertise:

  • Services Offered
  • Job Opportunities
  • Jobs Wanted
  • Succession Opportunities
  • Teaching/Training Opportunities
  • Office Space
  • For Sale/Merger

If you would like to post for any of these categories, send an e-mail or an attachment in WORD to FPA of Orange County.



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FPA Orange County